A consumer education program based on the Transtheoretical Model of Change.
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11/05/12MONEY 2000TM is a successful consumer education programme that was implemented by Cooperative Extension personnel in over two dozen states of the USA between 1996 and 2002. Findings are reported from a survey conducted with participants in the first two states that delivered the program. They suggest that there may be differences in behavioural changes between participants who increased their savings and those who reduced their debts.