Assessing the Need for a Comprehensive Social Security Scheme for India’s Below Poverty Line Population
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12/26/12This study, conducted among 771 rural Below Poverty Line households in two districts of Uttar Pradesh, attempts to measure the willingness of households to contribute to a proposed comprehensive social security and insurance scheme that combines health insurance, life insurance, and pensions. The study uses a standard household survey instrument and a brief marketing exercise to understand how various characteristics may impact a household's ability and willingness to contribute to the scheme. The findings show that households that have formal savings access and those with less landholding express a higher willingness to contribute to the pension product.
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