Employee Education and the Likelihood of Having a Retirement Savings Program
Posted on:
01/22/13This study develops a framework that can be used to examine the retirement savings decision. Using Retirement Confidence Survey data, this analysis determined that respondents with higher education levels, higher income, a smaller household size, and favorable financial attitudes tend to currently have a retirement savings program in place. Those who are exposed to workplace financial education are more likely to have a retirement savings program and having a retirement savings program related positively to retirement confidence.
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